Live in production · built for institutional use

Stress
test every­thing.

Tensile Risk delivers institutional stress testing across 11 macro scenarios — with AI-powered risk diagnosis, real-time breach alerts, and full portfolio outputs in typically under 60 seconds. SaaS, deployed today. Know what breaks before it does.

11
Stress scenarios
<60s
Full portfolio run
Day 1
Live from sign-off
Live DSCR Heatmap — Portfolio View (Illustrative)
Company S1 Macro S2 Rate+300 S3 Crash S5 Counter. S6 FX
Toyota1.511.231.671.141.44
Shell1.380.911.210.871.09
Siemens1.721.551.341.481.61
TotalEnergies1.441.180.941.110.88
Amazon2.111.871.661.741.93
LVMH1.291.070.821.151.41
Nestlé1.831.621.551.711.78
4 breaches detected across portfolio · DSCR < 1.0×
Last run: 2s ago · 7 companies · 11 scenarios
S1 Macro Recession· DSCR 1.51 S2 Rate Shock +300bps· BREACH S3 Market Crash -35%· DSCR 1.21 S4 Liquidity Crisis· Warning S5 Counterparty Default· BREACH S6 FX Crisis -15%· DSCR 1.38 S7 Cyber / Operational· Warning S8 Severe Recession· BREACH S9 Sector Shock· DSCR 1.19 S11 Energy & Commodity· Warning Reverse Stress· Breach at -12% EBITDA S1 Macro Recession· DSCR 1.51 S2 Rate Shock +300bps· BREACH S3 Market Crash -35%· DSCR 1.21 S4 Liquidity Crisis· Warning S5 Counterparty Default· BREACH S6 FX Crisis -15%· DSCR 1.38 S7 Cyber / Operational· Warning S8 Severe Recession· BREACH S9 Sector Shock· DSCR 1.19 S11 Energy & Commodity· Warning Reverse Stress· Breach at -12% EBITDA
Live Stress Results · Illustrative

Your portfolio.
Every scenario.
60 seconds.

Pass ≥ 1.50
Warning 1.00–1.49
Breach < 1.00
Green
Warning
Breaches
CompanySector S1 RecessionS2 Rate +300bpsS3 Mkt Crash S4 LiquidityS5 CounterpartyS8 Severe Rec. WorstBreaches
Illustrative · 7 companies · 6 of 11 scenarios shown · refreshes every 4s
Deployment

From contract
to live.
In days.

Traditional risk platforms take 6–18 months to implement. Tensile Risk is production-ready on day one — your data, your scenarios, your team running stress tests before the week is out.

01
Sign & Provision
We create your isolated tenant environment and admin account. Zero infrastructure work on your side.
Day 1
02
Import Portfolio
Upload companies and financials via Excel template. Bulk import processes in seconds. Multi-Asset positions, fixed income, and FX rates auto-sync.
Day 1–2
03
Configure & Calibrate
11 stress scenarios are pre-built and calibrated. Tune parameters per your house view, or add custom macro scenarios with one click.
Day 2
04
Run & Report
Full portfolio stress run in under 60 seconds. AI generates credit memos. PDF reports go to your board same day.
Day 3
Tensile AI

Risk intelligence,
not just numbers.

Tensile AI is embedded throughout the platform — diagnosing vulnerabilities, translating plain-English scenarios into calibrated shock parameters, and writing credit committee memos that your CRO can sign.

🩺
Risk Advisor
Diagnoses binding risk constraints, quantifies exactly how much each lever moves the DSCR, and ranks mitigation actions by impact-to-effort ratio.
📝
Credit Memo Generation
One click → structured credit committee memo from stress results. Sections, numbers, and recommendations — ready for investment committee.
🧪
Narrative Stress Testing
"What if the Fed hikes 300bps and oil falls to $40?" — Tensile AI translates any plain-English scenario into calibrated shock parameters, with confidence levels and historical analogues.
🔍
Deal Analyser
Pre-deal stress testing on new investments before committing capital. Full scenario pass, factor risk impact, and portfolio fit in one view.
Tensile AI Risk Advisor · Shell PLC · S2 Rate Shock
DIAGNOSIS · REAL-TIME
▶ Analysing portfolio risk...

DSCR: 0.91BREACH
Interest coverage falls below 1.0× under +300bps.
Floating debt at 68% of total — primary driver.

Key Risk Levers (ranked):
→ Debt reduction: DSCR +0.31× · Effort HIGH
→ Rate hedging: DSCR +0.19× · Effort LOW
→ EBITDA improvement: DSCR +0.14× · Effort MED

Recommended Actions:
Fix 40%+ of floating debt before Q2 2026
Accelerate refinancing window — window closing
Covenant renegotiation if rates exceed 5.5%

Sector median DSCR: 1.41 · Percentile: 8th

Platform

Everything a risk team
needs. Nothing they don't.

Credit stress testing to multi-fund NAV stress, factor risk modelling to Basel III RWA, compliance audit trails to period-end snapshots — one platform, one login, one source of truth.

📊
Stress Testing Engine
11 pre-calibrated macro scenarios. Custom scenario builder. Forward and reverse stress. DSCR heatmap with RAG status across all companies and scenarios in real time.
S1–S11 · Reverse
🏦
Multi-Asset Dashboard
Multi-currency NAV, multi-fund aggregation, live price refresh via Yahoo Finance, FX rates, liquidity waterfall, ESG scoring, concentration limits, factor risk model with VCV matrix, and period-end compliance snapshots. Excel bulk import.
Institutional · Multi-Fund
📈
Market Risk
Fair value impact, VaR (99% / 10-day), beta analysis, and equity sensitivity across all public holdings. Integrated with stress scenarios and live market data feeds.
VaR · Beta · FV
🔒
Fixed Income
Modified duration, convexity, DV01, YTM auto-refresh via FRED. Parallel shift, steepener/flattener, and credit spread stress P&L. Rating and maturity bucket breakdown.
Duration · DV01 · Spread
🔬
Factor Risk & Basel III
Fama-French multi-factor decomposition, MCTR, portfolio vol attribution. Basel III RWA with SA and IRB approaches. Benchmark-relative positioning.
RWA · Attribution
📋
Reports, Exports & Compliance
Full institutional report (12–15 pages), executive board summary, stress-test PDF, and Excel/CSV exports. Automated email delivery on schedule. Compliance audit log with field-level change diffs, immutable period-end snapshots, and role-gated access for Compliance officers.
Scheduled · Audit-ready
Multi-Asset Dashboard · Illustrative

Full fund visibility.
Live. In one view.

NAV stress across every position, two donut charts for asset class and geography, liquidity waterfall — all in one dashboard. Refreshes every 5 seconds. Illustrative data only.

Fund
Total NAV
$1,247mm
USD base
Committed Capital
$1,180mm
+5.7% return
Positions
18
5 asset classes
Top Concentration
Private Equity
North America
Asset Class Breakdown Live
Geographic Breakdown By NAV weight
Illustrative · generic data · not client data · refreshes every 5s
Coverage

All asset classes.
One platform.

🏗️
Infrastructure
Concession models, rate sensitivity, regulatory risk exposure
💼
Private Equity
Portfolio companies, EBITDA stress, leverage and DSCR analysis
🏢
Real Estate
Cap rate sensitivity, LTV analysis, rental income stress scenarios
📊
Listed Equity
Beta, VaR, equity value delta, live prices via Yahoo Finance
🔒
Private Credit
DSCR, ICR, coverage ratios, default probability modelling
Energy & Commodities
Commodity price exposure, energy transition and FX risk
🏦
Fixed Income
Duration, convexity, DV01, credit spread stress P&L
🌐
Multi-Asset Funds
Cross-asset correlation, liquidity waterfall, NAV stress
Security & Compliance

Built for institutions
that cannot afford gaps.

Every architectural decision is made with security and institutional use cases in mind — including multi-tenant isolation, auditability, and data residency.

🔐
Multi-Tenant Isolation
Every database row carries a client_id UUID. API-level enforcement ensures zero cross-tenant data access — architecturally impossible, not just policy.
Enforced at every endpoint
🌍
EU Data Residency
SaaS deployment runs in Europe. Dedicated instances can be deployed in any region — UAE, US, Asia — on request.
GDPR compliant by design
📋
Full Audit Trail
Field-level change diffs on every position edit — who changed what, from what value, to what value, with timestamp. Immutable period-end snapshots freeze your full portfolio state for regulatory point-in-time retrieval. Dedicated Compliance role with audit-only tab access.
SOC 2 audit-ready
🔑
Role-Based Access
Four roles (Admin, Analyst, Compliance, Viewer) across three tiers. Granular tab-level permission control per client.
Granular RBAC
🛡️
Encryption End-to-End
Industry-standard encryption in transit and at rest. Passwords are never stored in recoverable form. Sessions expire automatically. Brute-force login attempts are blocked at the infrastructure level.
Zero plaintext credentials
📤
Data Portability
Designed with data privacy and confidentiality in mind. Client data is fully isolated and can be permanently deleted on request.
Full data ownership
Pricing

Transparent pricing.
No sales call required.

Start free. Scale when you're ready. No per-seat fees — ever.

Monthly
Annual Save 17 %
Explorer
FREE
Full platform access for 7 days — no card required
£0
7-day unlimited trial · then 4 runs/month
All 11 scenarios — no restrictions
Unlimited stress tests for 7 days
Up to 10 companies
CSV data import
Live market data (Yahoo)
DSCR heatmap & RAG alerts
Company drill-down
1 user (Admin)
4 runs/month after trial
No exports
No AI features
Entry
CREDIT
Credit funds · Private lenders · Loan books
£199/mo
3 entities · unlimited portfolios
All 11 scenarios
DSCR heatmap & RAG alerts
Reverse stress testing
Company drill-down & sector benchmarks
PDF & Excel board reports
Up to 13 users across 4 roles
Audit trail
No AI features
No market risk modules
Most popular
Professional
RISK MANAGER
Risk managers · Alternatives · Multi-strategy
£399/mo
Everything in Credit +
Up to 5 custom scenarios
Factor risk & attribution
Market risk (VaR, Beta, FV)
Deal analyser
Fixed income analytics
Live market data (no API key)
Tensile AI — all features
Up to 24 users across 4 roles
Email support (48h SLA)
Full Suite
INSTITUTIONAL
Large AMs · Family offices · Endowments · SWFs
£799/mo
Everything in Risk Manager +
Unlimited entities & custom scenarios
Multi-asset dashboard
Multi-fund aggregation
Multi-currency NAV stress
Factor risk model (VaR · MCTR · VCV)
Concentration limits & liquidity waterfall
ESG scoring & Basel III RWA
API access · Custom SMTP & branding
Regulatory report templates
Compliance audit log & snapshots
Up to 47 users across 4 roles
Priority support (24h SLA)
Dedicated onboarding session
Enterprise stress-testing platforms charge £100K–500K / year with 6-month deployments.
Tensile is live in days. No per-seat fees. No lock-in. Cancel anytime.
Get Started

Start stress testing
in 30 seconds.

7 days unlimited access — all 11 scenarios, live market data, up to 10 companies. No credit card.

or

Looking for a paid plan? Book a demo →

Get in Touch

Know what
breaks
before it does.

Tell us what you need — we reply within one business day.

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