Tensile already has the answer. IFRS 9 expected credit loss for private credit and corporate lending — with every input traceable to its source. PD, LGD, exposure at default, discount rate: each one shown, each one sourced, each one defensible. Institutional-grade risk, without the institutional overhead.
| Exposure at default | € 195.0m | drawn · CCF 50% on undrawn |
| Probability of default | 47.44% | lifetime · bucket CCC |
| Loss given default | 45.00% | Source: collateral cascade |
| Undiscounted loss | € 41.63m | EAD × PD × LGD |
| Effective interest rate | 9.30% | base rate + spread + fees |
| Expected credit loss | € 37.68m | discounted at EIR |
A direct lender and a multi-asset fund have almost nothing in common. Tensile runs a separate engine for each — its own data model, its own vocabulary, its own screens. You see only yours.
Ask it a scenario in plain English. It diagnoses what breaks, ranks the fixes by impact, and writes the committee memo your CRO can sign — in the same minute the numbers land.
Traditional risk platforms take 6–18 months to implement. Tensile Risk is production-ready on day one — your data, your scenarios, your team running stress tests before the week is out.
| Scenario | ΔNAV | Factor propagation |
|---|
From expected credit loss to multi-fund NAV stress, from audit trails to period-end snapshots — one platform, one login, one source of truth.
Every concentration, currency and asset-class limit checked against your mandate, continuously. Breaches surface the moment a position moves them — not at the next quarterly pack. Illustrative figures from a live demo book.
Tensile's seven-factor model and scenario engine cover these asset classes as positions — through factor exposures, scenario propagation and concentration limits. Sector-specialised modules are noted where they exist.
Every architectural decision is made with security and institutional use cases in mind — including multi-tenant isolation, auditability, and data residency.
Vulnerability disclosure and compliance / due-diligence requests both go through the contact form · Security researchers: see security.txt
Tensile is licensed by world — Credit or Institutional — and within each, the platform adapts to your role. Pricing is tailored to your book, your team size, and your deployment. No per-seat traps, no lock-in.
Three roles, one credit engine. IFRS 9 ECL, DSCR, covenant monitoring, stress testing and Basel III — each role sees the workflow built for it.
Two roles, one risk engine. Value-at-risk, concentration limits, scenario stress and the Risk Cockpit — tuned to how you work.
Pricing is tailored to every engagement.
Tell us your world, your roles, and the size of your book — we'll scope a deployment that fits. No per-seat fees, no lock-in, cancel anytime.
Talk to us about pricing →Enterprise stress-testing platforms charge £300K–£2M / year with six-month deployments. Tensile is live in days.
Tell us what you need — we reply within one business day.